You're a young driver, you've just passed your test and you really want to get out on the road. You obviously need to get insured, but how much is it going to cost?
It is an unfortunate fact that younger drivers have considerably more serious accidents than more experienced drivers. 20% of serious accidents on the road involve young drivers. This means that car insurance companies have to charge young drivers more because the probability of having to pay out lots of money following an accident is higher than with experienced drivers.
Well One Call Insurance could have the solution for you - Telematics or 'Black Box' Insurance.
The data from black boxes or telematics smartphone apps gives us a lot more information than traditional insurance has. We can give you accurate pricing based on an estimate of each individual driver's risk of having an accident.
We like to think our customers are safer drivers overall and we reward safe driving with potential discounts at renewal. Our customers usually choose to drive safely, knowing we will reward them when their car insurance renewal is due. This means we save in claims costs and we pass those savings to you.
You might be worried about having a black box fitted to your car or installing a smartphone app that monitors your driving but it's definitely something you should consider. Here's why it's worth it for young driver car insurance:
We use the latest telematics insurance technology with our black box or smartphone app to save you money on your car insurance and keep you, your car and your data safe.