Are you a caravan or motorhome owner about to set off on your summer holidays? Our caravan and motorhome insurance partner Caravan Guard has prepared the following advice to help you avoid unnecessary mishaps and enjoy your holiday.
Statistics show you’re more than twice as likely to make a caravan insurance claim during Easter or Bank Holidays than any other time of year. Make sure you check your caravan over before going on a trip to minimise the risk of an accident.
As many touring caravans and motorhomes spend long periods in storage, tyres may have become misshapen, damaged or have lost pressure. This can lead to tyre blowouts in transit which are often a cause of severe damage to caravans and motorhomes. Inspect your tyres for signs of damage such as cracks in the wall or bulges and of course ensure tyre pressures are correct before travelling to your destination. Consider a system such as Tyrepal to monitor tyre pressures whilst on the move.
For touring caravans place heavier items in the centre above the axle and add the lighter items upwards and around. This will create a centre of gravity inside the caravan and aid stability during towing.
Check your motorhome’s maximum payload via the owner’s manual. The payload is the maximum weight which you can carry in your motorhome including the weight of passengers, food, equipment and personal possessions. Exceeding payload will affect motorhome stability and break the law. Carefully consider weights of everything you plan to take on board whilst packing!
Some of the most common insurance claims for caravans and motorhomes are those for accidental damage through manoeuvring. Take it slow whilst reversing and if possible get someone to help you from outside the vehicle. Make the most of towing mirrors on your caravan’s towcar. Consider fitting reversing sensors or cameras to motorhomes. A reversing sensor could get you an insurance discount.
Theft of and from caravans and motorhomes are still common insurance claims. Always hide any valuables from view through the windows of your caravan or motorhome. Don’t leave any expensive valuables in awnings which offer little security. Consider an alarm system that alerts neighbouring campers of a break in whilst you are out and about during the day – it too could save you money on insurance. Fit and activate all security you have for the caravan or motorhome whenever leaving it unattended – don’t let your guard down just because you’re on holiday!
Of course some mishaps are unavoidable. That’s why One Call have chosen Caravan Guard as its caravan and motorhome insurance partner. Take advantage of extensive cover for accidental damage, fire, theft and storm plus huge discounts for careful and claims free owners. Get great benefits such as new for old cover, cover for specialist equipment such as awnings, cover for European trips and motorhome breakdown cover. Read more about Caravan Guard’s great cover here.
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