Our short term insurance is fully comprehensive, and is a cost effective way of insuring your car, van or motorhome on a temporary basis.
We also have some great extras you can add, such as insurance for driving in Europe, and temporary breakdown cover.
We cover most cars and vans, to get a quote just fill in the details on our online quote form and you can purchase straight away. Your temporary motor insurance certificate and schedule can be printed off on your own printer, and we register your short term details on the Motor Insurance Database (MID)
Don't forget that your No Claims Bonus will not be put at risk, you can use the comprehensive temporary car insurance and not worry about putting your no claims discount at risk.
Why choose One Call Short Term Insurance?
You probably know all about No Calims Bonus, every year you have motor insurance without an accident, that goes towards your No Claims Discount (NCD). The more NCD you have the more discount you will get when you renew your motor insurance (although most insurers will have a maximum amount of years they will use to calculate your discount). The discount can be as much as 70% of the premium, so it's essential you look after them!.
Making a claim could result in you losing all or part of your NCD. In turn this will mean you lose all or part of your discount, which could add up substantially over a few years.
When you add additional drivers to your policy, this puts your NCD at risk because even though the other driver may have the accident, the owner of the vehicle will lose their NCD.
What's more, additional drivers may be more at risk of having an accident, they may be unfamiliar with the car, or feel nervous about the responsibilty of driving someone elses car and putting their insurance at risk.
Rather than make a mid term adjustment to an existing insurance policy which may incur a cost, it's much quicker and simpler to purchase temporary insurance.
For example, if you have a friend staying with you for the weekend, you would need to notify your insurance company, who would then evaluate the new drivers risk, and charge you accordingly. There is also the danger that your NCD could be affected if the your friend has an accident in your car. All this can take time to organise, you'll need to contact your insurance provider who will need to amend your policy, issue a new Motor Insurance Certificate, and add the details to the Motor Insurance Database.
The alternative is much easier, just purchase our Short term insurance, a quote is available in minutes and you will receive your documents immediately. The Motor Insurance Database is usually updated straight away.
If you need to add additional drivers to your existing insurance policy it can be difficult to organise with a Mid Term Adjustment (MTA). With short term car insurance or short term van insurance it's really easy and doesn’t matter who your existing policy is with. You can apply online and don’t even need to advise your existing company.
You won't have to wait for your insurance certificate to turn up in the post. So long as you meet the acceptance terms your temporary car insurance purchase will be instant and the insurance could start as soon as 15 minutes after you buy. Your insurance certificate will be emailed to you so you can print it out yourself. You can also book your insurance to start within 28 days.
If you fancy using a few different cars, you can buy your insurance for one vehicle, then just buy your next policy when you move on to another vehicle. The number of vehicles you can insure is not limited, as long as they meet our acceptance criteria.
One Call at times may send you to third party websites. If you follow an affiliate link and go on to purchase that product or service, One Call Insurance will be remunerated, however your cost will remain the same.
Cover for 1 to 28 days
Drivers aged 19 to 75
European driving option
Optional breakdown cover